The Role of Sharia-Compliant KUR Super Micro Financing in Enhancing MSME Income and Business Development: A Case Study from Bank Syariah Indonesia

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Qualitative case study shows KUR Super Micro funding increases MSME income and supports financial inclusion.

KUR Super Micro funding improves MSME income from IDR 2-3 million to IDR 3-6 million monthly, enhancing their financial stability.
Interviews with five MSME entrepreneurs reveal that better inventory management and upgraded equipment contribute to income growth.
Qualitative case study approach includes interviews, observations, and document reviews, providing a comprehensive understanding of the impact.
Results suggest that KUR Super Micro financing not only empowers MSMEs but also supports job creation and customer satisfaction.

Jan et al. (2024) studied this question.

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