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September 10, 2025Ta amul Journal of Islamic Economics

Establishing Technological Innovation in MSMEs For Sustainable Finance: The philosophy paradigm of Indonesia

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Authors

MMMujennah MujennahINI Made NarsaHTHeru Tjaraka

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Overview

Qualitative analysis reveals fintech can democratize finance for MSMEs, suggesting alignment with ethical values is crucial.

Key Points

  • The study reveals that fintech has the potential to improve access to finance for MSMEs, emphasizing ethical and sustainable development.
  • Findings show that aligning fintech with core values such as trust and justice enhances its effectiveness in promoting financial inclusion.
  • Employing a qualitative research design, the study integrates philosophical inquiry with grounded theory to explore fintech's impact on MSMEs.
  • The research highlights the importance of Sharia-compliant fintech as an ethical alternative needing supportive regulatory and cultural frameworks.

Cite This Study

Mujennah et al. (2025) studied this question.

synapsesocial.com/papers/68c2416eb210217d6479eb91https://doi.org/10.58223/taamul.v4i1.389
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Sharia Fintech as an Alternative to MSME Financing Based on Islamic Ethics2025
  2. 2Enhancing Financial Inclusion in the MSME Sector: An Investigation of Fintech Adoption in Indonesia through Structural Equation Modeling2025 · 2 citations
  3. 3The Role of Financial Technology (FinTech) in Enhancing MSMEs’ Access to Finance: A Study from the Perspective of Financial Management2025 · 1 citations
  4. 4Ethical finance and MSME resilience: Shariah banking contribution to Indonesia’s economic growth2025 · 4 citations
  5. 5FINTECH ADOPTION: THE ROLE OF FINANCIAL LITERACY, TRUST AND USER INNOVATIVENESS IN MSMES IN SAMPANG2025