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September 10, 2025European Journal of Studies in Management and BusinessOpen Access

Fintech: Innovating Financial Inclusion for African Small and Medium-sized Enterprises

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Authors

SKSelma Haj KhlifaNSNada Srifi

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Overview

Exploratory analysis uncovers the impact of fintech on funding access for SMEs in Africa, suggesting critical ecosystem needs.

Key Points

  • Increased fintech usage improves access to funding for SMEs, enhancing financial inclusion across Africa.
  • Analyses revealed that incorporating fintech leads to significant improvements in SMEs' financial inclusion metrics.
  • Utilizing PCA and regression modeling in R Studio, the analysis was grounded in robust data from the World Bank.
  • The findings underscore the necessity for a complete ecosystem, including trust and infrastructure, to support fintech growth.

Cite This Study

Khlifa et al. (2025) studied this question.

synapsesocial.com/papers/68c23fc3b210217d6479844ahttps://doi.org/10.32038/mbrq.2025.34.03
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