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September 10, 2025WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICSOpen Access

Customers’ Digital Banking Adoption in Nepal

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Authors

PLPitambar LamichhaneTribhuvan UniversityBDBashu Dev DhungelPSPurna Man ShresthaMid Western University

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Implication

Observational analysis finds perceived self-efficacy and compatibility boost digital banking adoption, indicating focus areas for banks.

Key Points

  • Perceived self-efficacy and compatibility significantly enhance customers' digital banking adoption.
  • Survey results demonstrate perceived reliability and ease of use also influence adoption rates.
  • Descriptive and causal research designs assess how perceived factors affect digital banking adoption.
  • Highlighting perceived usefulness, reliability, and ease of use can strengthen banks' competitiveness.

Cite This Study

Lamichhane et al. (2025) studied this question.

synapsesocial.com/papers/68c23e4fb210217d64791e00https://doi.org/10.37394/23207.2025.22.138
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