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September 10, 2025MILRev Metro Islamic Law ReviewOpen Access

Critical Review of Murābaḥah Financing in Contemporary Islamic Banking: A Maqāṣid al-Sharī‘ah Perspective

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Authors

DDDjumadi DjumadiInstitut Agama Islam Negeri BengkuluASArzal SyahInstitut Agama Islam Negeri BengkuluHHamidaInstitut Agama Islam Negeri Bengkulu

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Implication

Qualitative analysis reveals fragmented values of maqāṣid al-sharī‘ah in murābaḥah contracts, suggesting reformative strategies.

Key Points

  • Murābaḥah contracts lack full alignment with maqāṣid al-sharī‘ah, highlighting areas for improvement.
  • Despite following formal sharia procedures, key maqāṣid al-sharī‘ah values like justice and social welfare are underrepresented.
  • The research involves qualitative methods, including interviews and observations, focusing on Sharia banks in Indonesia.
  • There is a pressing need for reform in murābaḥah strategizing to ensure adherence to the holistic goals of maqāṣid al-sharī‘ah.

Cite This Study

Djumadi et al. (2025) studied this question.

synapsesocial.com/papers/68c23d81b210217d6478de68https://doi.org/10.32332/milrev.v4i2.11087
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