The Cashless Society Trend: Examining the Influence of e-wallet Usage among Generation Z

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Quantitative research highlights significant links between perceived usefulness, risk, and e-wallet interest in Generation Z.

Perceived usefulness significantly drives interest in using e-wallets among Generation Z.
Perceived risk also positively influences the adoption of e-wallets in this demographic.
Perceived convenience, trust, and social influence did not significantly affect e-wallet usage interest.
The study utilized SEM PLS with 150 respondents representing Generation Z's attitudes towards digital payments.

Sopiyah et al. (2025) studied this question.

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