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September 5, 2025South India Journal of Social SciencesOpen Access

Impact of Digital Finance Literacy on Rural Households’ Adoption Behaviour

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Authors

CACharles AnnamalaiKRKrishna Kumar Rajarathinam

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Overview

Study reveals a strong relationship between digital finance literacy and adoption behavior in rural households, suggesting key insights for financial inclusion.

Key Points

  • A strong positive relationship exists between rural households' digital finance literacy and their adoption behavior.
  • Discriminant analysis identified information literacy as a crucial factor influencing adoption behavior in rural households.
  • The study utilized structural equation modeling to analyze the connection between literacy and adoption behavior.
  • Multistage sampling was employed to ensure a representative sample of rural households for the analysis.

Cite This Study

Annamalai et al. (2025) studied this question.

synapsesocial.com/papers/68c23a2cb210217d6477fbc4https://doi.org/10.62656/sijss.v23i4.2169
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  4. 4The Role of Digital Technologies in Mitigating Financial Exclusion in Rural and Urban Areas and Age Groups: Evidence from National-Level Survey Data2025 · 1 citations
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