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September 5, 2025Economics Business Accounting & Society Review

Enhancing SME Performance through Digital Finance: Do Digital Finance Accessibility and Digital Financial Literacy Matter?

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Authors

ESEko Esti SantosoRNRani Arifah NormawatiNLNunuk Latifah

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Overview

Quantitative analysis reveals that digital finance accessibility and literacy enhance SME performance, suggesting vital policy implications.

Key Points

  • Digital financial literacy significantly improves SME performance and digital finance adoption.
  • Accessibility to digital finance positively influences digital finance adoption and SME performance.
  • Quantitative research involved surveys of 430 SMEs in two provinces of Indonesia using SEM-PLS analysis.
  • Results highlight the importance of improving digital financial literacy to strengthen SME resilience.

Cite This Study

Santoso et al. (2025) studied this question.

synapsesocial.com/papers/68c23966b210217d6477c46ehttps://doi.org/10.55980/ebasr.v4i2.241
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Also Consider

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