Determining Drivers of Financial Management Behavior among Working Adults in Malaysia

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Financial management behavior significantly improves with increased financial knowledge and attitude, and reduces with a negative locus of control.
The analysis included responses from 273 working adults across different sectors, providing clear insights into their financial behavior.
Employing the Statistical Package of Social Sciences (SPSS) 25 enabled thorough descriptive and inferential analysis of the data gathered.
Emphasizing financial education may help enhance overall financial management behavior among Malaysian workers, especially in uncertain economic times.

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Survey reveals financial knowledge and attitude improve financial management behavior in working adults, suggesting key areas for development.

Arshad et al. (2021) studied this question.

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Survey reveals financial knowledge and attitude improve financial management behavior in working adults, suggesting key areas for development.