August 17, 2025bit-TechOpen Access

Development of Digital Information Systems for Operational Efficiency of Savings and Loan Cooperatives

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Discussion

Web based cooperative information system improves data accuracy and reporting speed in rural cooperatives, indicating potential for broader adoption.

Significant improvements in operational efficiency were observed, with report preparation time reduced from 3–5 days to just 1 day.
The system developed using the Rapid Application Development method enabled real-time access to transaction information and enhanced transparency for members.
User feedback was crucial as 12 cooperative staff were involved in the testing phase, confirming increased data accuracy as a result of the new system.
The findings suggest that similar small-scale cooperatives can adopt this digital information system to improve efficiency and accountability.

Saputra et al. (2025) studied this question.

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Web based cooperative information system improves data accuracy and reporting speed in rural cooperatives, indicating potential for broader adoption.