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August 17, 2025International Journal of Research and Innovation in Social Science

The Impact of Fintech- Driven Financial Inclusion on Economic Growth in Nigeria

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Authors

YMYakubu Hassan MadugbeSOSylvester Monday OnyeomaPAProf. Mercy Ada Anyiwe

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Overview

Observational analysis shows significant impacts of financial inclusion on economic growth in Nigeria, highlighting the need for improved banking access.

Key Points

  • Fintech-driven financial inclusion boosts economic growth, with notable effects observed in the short run.
  • Real GDP per capita increased significantly due to enhanced access to banking services and private sector credit.
  • Analysis employed an Autoregressive Distributed Lag method to assess quarterly data from 2011 to 2023.
  • Recommendations include improved banking reach in rural areas and measures to address inflation for sustained growth.

Cite This Study

Madugbe et al. (2025) studied this question.

synapsesocial.com/papers/68c23652b210217d6477417ehttps://doi.org/10.47772/ijriss.2025.915ec0069
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