August 12, 2025Uniform Law ReviewOpen Access

Green loans and mortgages: harmonizing sustainability and real estate in the EU

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This article examines sustainability through green finance in real estate, indicating regulatory reforms may enhance market efficiency.

Green finance is essential for promoting sustainability in the real estate sector, preventing greenwashing and enhancing market efficiency.
The article highlights recent EU legislation and the European Banking Authority’s recommendations, emphasizing the integration of sustainability objectives.
A joint analysis addresses whether green financial products need distinct regulatory approaches compared to traditional counterparts.
The research concludes that a unified regulatory framework can accelerate the green transition for households and SMEs across the EU.

Lucio Casalini (2025) studied this question.

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