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August 24, 2025Journal of Law Politic and Humanities

Law Enforcement Against Fiduciary Credit Guarantee Embezzlement by Debtors Based on Consumer Financing Agreements

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Authors

FPFrancisca Andriani PutroRRR. Rahaditya

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Overview

Study demonstrates inadequacies in legal enforcement of fiduciary collateral fraud in Indonesia, highlighting the need for reform.

Key Points

  • Current enforcement mechanisms reveal lenient penalties that undermine deterrence against fiduciary embezzlement.
  • Findings indicate a conflict between Law No. 42 of 1999 and the Indonesian Criminal Code, causing legal uncertainty.
  • Analysis utilizes normative-descriptive methodology, focusing on statutory and case law review to assess enforcement efficacy.
  • Proposed reforms aim to harmonize penalties and recommend prudential measures for financing entities to prevent fraud.

Cite This Study

Putro et al. (2025) studied this question.

synapsesocial.com/papers/68af7f467567bf4f94ff6319https://doi.org/10.38035/jlph.v5i6.2199
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