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August 26, 2025African Journal of Climate Change and Resource SustainabilityOpen Access

Impact of Agricultural Financial Services Accessibility on the Adoption of Climate-Smart Agriculture Practices among Smallholder Farmers in Mwingi West Sub-County, Kitui County, Kenya

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Authors

DMDavid Kawioo MwanziaSMSimon MbalaTAThomas E. Akuja

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Overview

Cross-sectional analysis reveals that access to financial services significantly affects climate-smart agriculture adoption in smallholder farmers, indicating a need for improved financial literacy and resources.

Key Points

  • Access to financial services significantly enhances the adoption of climate-smart agriculture practices among smallholder farmers.
  • While 64.9% of farmers were aware of financial services, only 13% successfully accessed them, highlighting a critical gap.
  • Data was collected through interviews and focus group discussions with 393 farmers to assess financial service impacts.
  • Improving financial literacy and providing tailored loans could facilitate greater adoption of climate-smart practices among rural farmers.

Cite This Study

Mwanzia et al. (2025) studied this question.

synapsesocial.com/papers/68af7dec7567bf4f94ff47f8https://doi.org/10.37284/ajccrs.4.2.3549
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