Synapse
⌘+K
Synapse
PulseExploreClubsResearchersJournals
Instagram
HomeClubsExplore
August 24, 2025Open Access

Financial Literacy, Risk Tolerance, and Investment Decisions: Evidence From Young University Investors in Indonesia

View Full Paper
Ask AI
Bookmark
Share

Authors

ASAgung SetiawanKHKinanti Geminastiti HilmiatussadiahLHLazuardi Imani Hakam

Discussion

Loading...

Member takes

Overview

Research reveals financial literacy and risk tolerance positively influence investment decisions among Generation Z in Indonesia's capital market.

Key Points

  • Financial literacy significantly improves investment decisions among young investors in Indonesia.
  • Risk tolerance also has a notable positive impact on the investment decisions of Generation Z investors.
  • Data were collected from university students using Partial Least Squares Structural Equation Modeling (PLS-SEM).
  • The findings highlight the need for enhanced financial education and risk awareness initiatives for youth investors.

Cite This Study

Setiawan et al. (2025) studied this question.

synapsesocial.com/papers/68af79a47567bf4f94ff14e2https://doi.org/10.32424/icsema.1.1.256
View Full Paper
Ask AI
Bookmark
Share

Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Financial literacy as moderation between overconfidence, loss aversion, fear of missing out, and investment decision2025 · 1 citations
  2. 2THE EFFECT OF SELF-CONTROL, FINANCIAL LITERACY, AND RISK TOLERANCE TOWARD INVESTMENT DECISIONS AMONG STUDENTS2025 · 1 citations
  3. 3Financial Behavior and Risk Tolerance as Determinants of Investment Decision Making among Young Adults in Urban Areas2025 · 1 citations
  4. 4Understanding Investment Decisions Behavior: The Effects of Age-Based Investment Behavior, Risk Tolerance, and Financial Literacy Mediated by Investment Self-Efficacy2025
  5. 5Investor Risk Behavior as a Mediator in the Influence of Financial Literacy on Millennial Investment Decisions: Evidence from Makassar, Indonesia2025 · 3 citations