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January 20, 2025

The Concept and Implementation of Mudharabah Contracts in Islamic Bank Financing Products

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Authors

SKSindy Wulandari KelompokCSChaerul Sani Chaerul SaniNWNurul Wakiyah Wakiyah

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Overview

Descriptive analysis reveals mudharabah contracts support MSME growth in Islamic banking, indicating challenges exist.

Key Points

  • Mudharabah contracts can significantly enhance financial inclusion and economic development, especially for small businesses.
  • The two forms of mudharabah contracts offer flexibility, with mudharabah mutlaqah being unrestricted and mudharabah muqayyadah being conditional.
  • Challenges such as transparency and risks need addressing to optimize the benefits of mudharabah contracts in Islamic finance.
  • Proper management of mudharabah contracts is crucial for their effectiveness in supporting economic growth within the Sharia framework.

Cite This Study

Kelompok et al. (2025) studied this question.

synapsesocial.com/papers/68af78207567bf4f94ff03e2https://doi.org/10.64431/ag.v2i1.220
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