June 30, 2025The Review of Finance and BankingOpen Access

Understanding Investor Behavior: The Impact of Risk Perception, Financial Stress, and Literacy on Investment Decisions

View Full Paper

Ask AI

Bookmark

Financial literacy and perceived risk significantly increase investment intentions, while financial stress shows no impact.
Investors displaying high financial literacy tended to make more informed investment decisions based on their risk perception.
Employing PLS-SEM, this analysis provides insights from investor data in the Delhi NCR region, highlighting influential behavioral factors.
Strengthening financial literacy education could empower more effective investment strategies among individuals.

Discussion

No takes yet. Share an insight, caveat, or question.

Implication

This analysis reveals risk perception and financial literacy impact investment intentions in investors, suggesting enhanced education may improve financial decision-making.

Cite This Study

Kumar et al. (2025) studied this question.

synapsesocial.com/papers/68af73567567bf4f94fec98c https://doi.org/10.24818/rfb.25.17.01.02

View Full Paper

Ask AI

Bookmark

Implication

This analysis reveals risk perception and financial literacy impact investment intentions in investors, suggesting enhanced education may improve financial decision-making.

Understanding Investor Behavior: The Impact of Risk Perception, Financial Stress, and Literacy on Investment Decisions

Key Points

Discussion

Implication

Cite This Study

Understanding Investor Behavior: The Impact of Risk Perception, Financial Stress, and Literacy on Investment Decisions

Key Points

Discussion

Implication

Cite This Study

Also Consider

Also Consider