August 13, 2025

Healthcare Financing Options and Health Insurance Utilization Among Medical Doctors in Lagos State, South-West Nigeria

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Cross-sectional analysis reveals limited health insurance utilization among medical doctors in Lagos, indicating a need for systemic improvements.

Utilization of health insurance among medical doctors was only 19% in the previous year, indicating substantial room for improvement.
Out-of-pocket payments accounted for 40.3% of healthcare financing, highlighting the reliance on personal funds for medical services.
A structured questionnaire assessed financing options among 300 medical doctors in Mushin LGA using a cross-sectional descriptive approach.
The findings suggest that strengthening health insurance services could enhance trust and satisfaction among healthcare providers.

Chukwuezie et al. (2025) studied this question.

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Cross-sectional analysis reveals limited health insurance utilization among medical doctors in Lagos, indicating a need for systemic improvements.