From Harvest to Homework: Exploring Household Financial Planning and Accounting Practices in Rural Educational Investment

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Qualitative case study reveals household financial planning practices in rural Indonesia, suggesting insights for educational investment programs.

Households prioritize educational expenses, using informal financial strategies despite limited resources.
Participants employed systems like envelope budgeting and rotating savings to manage their finances effectively.
Qualitative case study involved interviews and observations of five rural mothers in Kuncir Village, Indonesia.
Findings highlight the importance of recognizing informal accounting methods in rural financial literacy initiatives.

Dhanias et al. (2025) studied this question.

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Qualitative case study reveals household financial planning practices in rural Indonesia, suggesting insights for educational investment programs.