July 27, 2025

Pathways to Financial Behaviours Among Tanzanian University Students: Insights into the Mediating Role of Financial Literacy

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Discussion

Quantitative analysis reveals financial literacy mediates effects of family financial socialisation on financial behaviour.

Family financial socialisation positively impacts financial literacy, but does not directly influence financial behaviour.
Financial literacy plays a significant mediating role predicting financial behaviour among university students.
The study utilized structural equation modelling to analyze data from 460 university students in Tanzania.
Integrating family financial socialisation with formal education enhances the effectiveness of financial literacy programs.

Nsubili Isaga (2025) studied this question.

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